Jessy Gill – Mortgage Agent Extraordinaire

Take advantage of the opportunity to connect with Jessy. Dove Mortgages Ottawa possesses the knowledge necessary to guide you in making informed decisions, providing valuable insights into various mortgage financing options when you are in the process of buying or selling a property.

Remember, you have a range of options available to you!

Whether it’s selecting the most suitable mortgage or managing the expenses associated with your home purchase, we can present you with genuine alternatives. Worried about the implications of breaking your mortgage contract or forfeiting a low-interest rate upon selling your home? We are here to assist you in evaluating your existing mortgage and determining what serves your best interests. For expert advice, reach out to Jessy, as she will empower you to make sound decisions every step of the way.

Leverage the potential of your home equity.

Are you considering embarking on that long-awaited home renovation, envisioning an unforgettable vacation, or aiming to eliminate credit card debt? Perhaps you’re planning for your children’s future education. In such cases, a mortgage refinance may offer the ideal solution. By collaborating with Jessy, you gain access to a range of options, convenience, and expert guidance, enabling you to choose the best solution for your unique needs.

Our extensive network of lenders allows us to secure the best rate, term, and desired features, utilizing the equity in your home. This is just one way we ensure that your mortgage works for you, unlocking its full potential.

Upon reaching the end of your mortgage term, your current lender typically extends a modest discount based on “posted rates,” making it seem like a straightforward and effortless process. However, by simply signing a letter received by mail, you may inadvertently be forfeiting thousands of dollars over the course of your new mortgage term.

With Jessy, pre-approvals are swift and hassle-free. Usually, within 24 hours and armed with the required income verification and supporting documentation, you can obtain pre-approval. This crucial step aligns perfectly with your home purchase journey, ensuring you make informed decisions and avoid potential financial losses.

By undergoing this process, you will receive an exact dollar amount representing your affordability. This information not only signals your commitment to purchasing to lenders and sellers but also strengthens your position when making an offer. In highly competitive real estate markets, timing is crucial, and if another buyer has a pre-approval while you do not, they may gain the upper hand.

Obtaining a pre-approval is a swift and hassle-free procedure. Typically, within 24 hours and armed with the necessary income verification and supporting documentation, you can secure pre-approval. This step is pivotal in your home purchase journey, ensuring you are well-prepared and positioned to act confidently.

Secure the financing necessary to bring your dream custom home to life with a construction mortgage. Our network includes various financial lenders specializing in construction mortgage financing, as well as traditional lenders such as banks. Both options offer unique advantages for your project. Collaboratively, we ensure that you receive the most advantageous deal and set the stage for a successful endeavor. Throughout the process, we stand by your side, ensuring a seamless and fulfilling building experience.

Investing in an investment property has gained popularity as a preferred investment method in recent times. With real estate values generally appreciating over time, it is viewed as a secure investment option. However, to maximize your returns, there are crucial factors to consider before purchasing an investment property.

First, determine whether you plan to hold the property for long-term value appreciation or generate short-term profits through renting. Each investment approach carries distinct outcomes that require specialized expertise and knowledge in the respective area. Making informed decisions based on your investment goals is key to achieving success in your investment property venture.

Dove Mortgages Ottawa provides short- and long-term commercial financing, construction financing, and financing for many property types.

• Commercial construction loans
• Structuring mezzanine and senior construction facilities
• Hotels purchases and refinancing
• CMHC multifamily 1^st and 2^nd mortgages (direct CMHC correspondence)
• Retirement home, long term care, and memory care centers
• Office towers
• Industrial, including owner-occupied
• Self-storage facilities
• Land loans
• Second mortgages on income-producing properties and construction projects

A pre-approved mortgage guarantees your interest rate before you actually accept the loan. Pre-approval typically gives you better-negotiating power when you’re ready to purchase a property as it makes you a more attractive buyer.

In most cases, a minimum down-payment of 5% is required; however, a higher down-payment will net you a lower monthly and may give you the opportunity to avoid CMHC mortgage fees.

Mortgage brokers have access to lenders throughout Ottawa, and even across Canada. Because they’re not connected with a particular lender, they’ve got the power to find and negotiate a mortgage with the best interest rates. And best of all, mortgage brokers are paid by lenders, which means that partnering with Dove Mortgages Ottawa won’t cost you a thing.